Once Acer announced its jumbo-sized Nitro Blaze 11 handheld, I thought what if I add controllers to a 13-inch Asus ROG Flow Z13 handheld? This could be the future.

Maybe giant gaming handhelds are where it’s at - The Verge

Jason Ronald, Microsoft’s VP of “Next Generation,” tells The Verge that we should expect to see the Windows handheld gaming experience change within this calendar year.

Microsoft is combining ‘the best of Xbox and Windows together’ for handhelds - The Verge

Google officials had concerns about the Project Nimbus cloud contract with Israel even before signing onto it, according to documents reviewed by The New York Times.

Internal Google documents reveal concerns about its cloud contract with Israel - The Verge

Microsoft Ignite revealed that the future of Windows is all about cloud and AI. The new Windows 365 Link is a big step towards that future.

The future of Windows is cloud and AI - The Verge

It’s 50 extra games today, but there are more to come.

Xbox cloud streaming expands beyond Game Pass to games you own - The Verge

Intuit demanded that The Verge delete a portion of an interview with its CEO that centered on Intuit's controversial lobbying efforts.

Intuit Begs Journalists to Delete Part of Interview With Its CEO

DeepMind CEO Demis Hassabis and ... the 200 million proteins that researchers have identified,” the Nobel committee at the Royal Swedish Academy of Sciences said in its announcement....

Google AI scientists win Nobel Prize in chemistry - The Verge

Tales of Kenzera: Zau, a Metroidvania game developed by Surgent Studios and directed by Abubakar Salim from Raised by Wolves, is a heart-wrenching exploration of grief and healing.

Tales of Kenzera’s heart-wrenching story proved tougher than its platforming - The Verge

The Verge

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The Verge: A Path To Making Ethereum Verifiable And Sustainable

Technology research company Gartner predicts that there will be 20.8 billion connected things in the world by the year 2020, which would equal almost triple the number of humans on our planet. Clearly, the Internet of Things is on the verge of radically changing the core fabric of our communities and the manner in which people live. Although IoT has the potential to make our lives much more efficient and enjoyable in a multitude of ways, many industries are going to have to weather the storm as the disruption takes hold, and there may be sectors that are unable to remain relevant within the rapidly changing landscape. Virtually every industry will feel the effects of the proliferation of IoT in our communities, but there are five sectors that are expected to be hit the hardest by these changes in the short-term. Health Most experts agree that the healthcare industry stands to benefit the most from adopting IoT. However, to date, it has proven to be one of the most delayed industries to put connected technologies into practice. At the same time, the increased prevalence of IoT will be impossible to avoid for much longer, and it is expected that new methods of data sharing will expand significantly over the next few years, including patient-reported health outcomes and data collected from medical devices or wearable hardware. Energy and Utilities Sensor-based communication has been a central component of this sector for years, including smart-meters, which allow companies to read meters via sensors to access real-time usage information. The next logical step will be a “smart-grid” concept, providing customers with the ability to switch between customer-owned renewable energy systems and traditional energy supplies. IoT technology will be critical in developing a smart grid that is adaptable to a variety of energy sources, which is essential in order for the sector to survive the evolving landscape. Retail The incredible growth of e-commerce and online shopping has posed a threat to traditional retailers for approximately a decade. Conversely, the application of recent IoT innovations to traditional brick-and-mortar assets provides the potential for a radical transformation of the retail industry. Combining real-time analytics with RFID and beacon-based technologies carries a wealth of possibilities for the retail sector, such as allowing companies to send push notifications to customers as they walk by the store to tell them about current sales, promotions and special deals, or even make automated checkouts when they leave the store. Transportation There is no question that efficient transportation of both goods and people is a key aspect of the smooth running of any economy or society, with a massive impact on productivity, health and environmental preservation. IoT is poised to disrupt this sector through the creation of transportation systems that are able to sense and respond to changes in real-time, thereby broadening operational efficiencies, improving public safety, and increasing fuel efficiency through capacity analytics. Government IoT technology provides the foundations for the concept of “smart cities,” a term used to describe ways in which technology can be used to create more efficient solutions for communities of people. Fujisawa in Japan is an excellent example of this concept being put into practice. The brainchild of Panasonic, Fujisawa has deployed IoT to use sensors to monitor buses, garbage bins, and automate transport. It is expected that a growing number of governments will start integrating IoT into the core services of cities, thereby utilizing the technology in an increasing percentage of city-run business. Virtually every industry either already has been or is about to be disrupted in one form or the other by the proliferation of IoT in all aspects of our communities, leading to an increasingly efficient and safe world for the future. Written by Igor Ilunin, head of IoT at DataArt .

Top 5 Industries on the Verge of IoT Disruption

Intel Corporation, a technological stalwart in the semiconductor industry, has recently undergone a significant leadership change with the departure of CEO Pat Gelsinger (Reuters). This move comes amid a period of declining stock performance, with shares dropping approximately 60% over the past three years, and missed opportunities in the rapidly evolving AI sector. While leadership transitions can introduce uncertainty, historical precedents suggest that such changes can rejuvenate a company's strategic direction and enhance shareholder value (HackerNoon). Intel's Historical Context and Recent Challenges Founded in 1968, Intel has been a pioneer in developing microprocessors, playing a pivotal role in the personal computer revolution. However, in recent years, the company has faced intensified competition from rivals like NVIDIA and AMD, particularly in the AI and data center markets. Under Gelsinger's tenure, which began in February 2021, when the stock price was approximately $55, Intel aimed to regain its technological edge. Despite initiatives such as the introduction of AI chips like Gaudi3 and plans to expand manufacturing capabilities, the company struggled to keep pace with competitors. Notably, Intel's stock price declined by approximately 60% during Gelsinger's leadership, reflecting investor concerns over the company's strategic direction and execution (Tom's Hardware, CNBC). Missed Opportunities in the AI Boom The AI industry has experienced exponential growth, with companies like NVIDIA leading the charge through advanced GPU technologies essential for AI computations. Intel's delay in capitalizing on this trend, coupled with its decision to forgo early investments in AI innovators like OpenAI, positioned the company at a disadvantage. In contrast, Microsoft's strategic investment in OpenAI has yielded significant returns, underscoring the importance of timely engagement in emerging technologies (The Verge). Parallels with Other Technology Companies After a  Notable CEO Departs Several notable examples illustrate how leadership changes have revitalized companies: Apple Inc.: Steve Jobs' return to Apple in 1997 marked a turning point for the company. At the time of his departure in 1985, shares were approximately $0.07 (adjusted for stock splits). By late 1998, a year after his return, shares had risen to $0.31, signaling renewed investor confidence (Investopedia).
Starbucks: In 2024, Starbucks experienced a challenging year with declining sales and stock value. The appointment of former Chipotle CEO Brian Niccol brought a strategic shift aimed at simplifying operations and revitalizing the brand. This leadership change boosted investor confidence, resulting in a 24% stock surge (Barron's).
Under Armour: The return of founder Kevin Plank as CEO led to a significant stock surge of 20% following stronger-than-expected earnings, indicating early success from leadership changes (Barron's).
Google (Alphabet): When Sundar Pichai took over as CEO from co-founders Larry Page and Sergey Brin in 2019, Alphabet underwent a major transformation. Under his leadership, the company expanded into AI and cloud computing, driving stock performance to new highs (CNBC).
IBM: When Ginni Rometty stepped down as CEO and was replaced by Arvind Krishna in 2020, IBM refocused on cloud computing and AI, leading to a significant stock resurgence (Forbes).
Microsoft: The transition from Steve Ballmer to Satya Nadella in 2014 transformed Microsoft into a cloud-first company, significantly boosting its market value and stock performance (The Verge).
Tesla: When Elon Musk assumed full control of Tesla as CEO, his leadership propelled the company into new markets, securing dominance in electric vehicles and renewable energy solutions, driving stock gains (Bloomberg).
Yahoo: The appointment of Marissa Mayer as CEO in 2012 led to a brief resurgence in Yahoo's stock price, though long-term struggles persisted. Her leadership underscored the impact a high-profile CEO change can have on investor confidence (The Guardian).
Adobe: The transition from Bruce Chizen to Shantanu Narayen in 2007 set the stage for Adobe's successful pivot to a subscription-based business model, fueling long-term stock growth (Business Insider).
Netflix: Reed Hastings' transition to an executive chairman role in 2023 allowed Ted Sarandos and Greg Peters to take over as co-CEOs, maintaining Netflix's industry dominance and stabilizing stock performance (Hollywood Reporter). Intel's recent leadership change, prompted by a period of underperformance and missed opportunities in the AI sector, marks a decisive inflection point for the company. Historical precedents from companies like Apple, Microsoft, and Adobe demonstrate that such transitions can drive revitalization and substantial stock appreciation when paired with aggressive strategic realignment. Intel's deep-rooted expertise in semiconductor innovation, coupled with its formidable manufacturing infrastructure, provides a strong foundation for resurgence. If the company can successfully leverage AI advancements, expand foundry operations, and capitalize on emerging market demands, it stands to reclaim dominance in a rapidly evolving industry. The leadership shift signals a commitment to transformation, with the potential to position Intel as a frontrunner in next-generation computing and long-term value creation for investors. Additional Resource About the Intel CEO Reboot: Intel CEO Gelsinger's removal raises doubts over turnaround plan
HackerNoon Analysis: Why Intel’s CEO Change Matters
CNBC: Intel Stock Reaction to CEO Departure
The Verge: Microsoft and OpenAI Investment
Bloomberg: Intel CEO Exit and Market Impact
Level Fields AI: Stock Trends Post CEO Departures
Financial Times: Intel’s Future After Leadership Shakeup
Forbes: CEO Turnover and Market Performance
MarketWatch: How New Leadership Could Boost Intel’s AI Game
WSJ: The Broader Implications of Intel’s CEO Transition Intel Corporation, a technological stalwart in the semiconductor industry, has recently undergone a significant leadership change with the departure of CEO Pat Gelsinger ( Reuters ). This move comes amid a period of declining stock performance, with shares dropping approximately 60% over the past three years, and missed opportunities in the rapidly evolving AI sector. While leadership transitions can introduce uncertainty, historical precedents suggest that such changes can rejuvenate a company's strategic direction and enhance shareholder value ( HackerNoon ). Reuters Reuters HackerNoon HackerNoon Intel's Historical Context and Recent Challenges Founded in 1968, Intel has been a pioneer in developing microprocessors, playing a pivotal role in the personal computer revolution. However, in recent years, the company has faced intensified competition from rivals like NVIDIA and AMD, particularly in the AI and data center markets. Under Gelsinger's tenure, which began in February 2021, when the stock price was approximately $55, Intel aimed to regain its technological edge. Despite initiatives such as the introduction of AI chips like Gaudi3 and plans to expand manufacturing capabilities, the company struggled to keep pace with competitors. Notably, Intel's stock price declined by approximately 60% during Gelsinger's leadership, reflecting investor concerns over the company's strategic direction and execution ( Tom's Hardware , CNBC ). Tom's Hardware Tom's Hardware CNBC CNBC Missed Opportunities in the AI Boom The AI industry has experienced exponential growth, with companies like NVIDIA leading the charge through advanced GPU technologies essential for AI computations. Intel's delay in capitalizing on this trend, coupled with its decision to forgo early investments in AI innovators like OpenAI, positioned the company at a disadvantage. In contrast, Microsoft's strategic investment in OpenAI has yielded significant returns, underscoring the importance of timely engagement in emerging technologies ( The Verge ). The Verge The Verge Parallels with Other Technology Companies After a  Notable CEO Departs Parallels with Other Technology Companies After a  Notable CEO Departs Several notable examples illustrate how leadership changes have revitalized companies: Apple Inc.: Steve Jobs' return to Apple in 1997 marked a turning point for the company. At the time of his departure in 1985, shares were approximately $0.07 (adjusted for stock splits). By late 1998, a year after his return, shares had risen to $0.31, signaling renewed investor confidence (Investopedia). Starbucks: In 2024, Starbucks experienced a challenging year with declining sales and stock value. The appointment of former Chipotle CEO Brian Niccol brought a strategic shift aimed at simplifying operations and revitalizing the brand. This leadership change boosted investor confidence, resulting in a 24% stock surge (Barron's). Under Armour: The return of founder Kevin Plank as CEO led to a significant stock surge of 20% following stronger-than-expected earnings, indicating early success from leadership changes (Barron's). Google (Alphabet): When Sundar Pichai took over as CEO from co-founders Larry Page and Sergey Brin in 2019, Alphabet underwent a major transformation. Under his leadership, the company expanded into AI and cloud computing, driving stock performance to new highs (CNBC). IBM: When Ginni Rometty stepped down as CEO and was replaced by Arvind Krishna in 2020, IBM refocused on cloud computing and AI, leading to a significant stock resurgence (Forbes). Microsoft: The transition from Steve Ballmer to Satya Nadella in 2014 transformed Microsoft into a cloud-first company, significantly boosting its market value and stock performance (The Verge). Tesla: When Elon Musk assumed full control of Tesla as CEO, his leadership propelled the company into new markets, securing dominance in electric vehicles and renewable energy solutions, driving stock gains (Bloomberg). Yahoo: The appointment of Marissa Mayer as CEO in 2012 led to a brief resurgence in Yahoo's stock price, though long-term struggles persisted. Her leadership underscored the impact a high-profile CEO change can have on investor confidence (The Guardian). Adobe: The transition from Bruce Chizen to Shantanu Narayen in 2007 set the stage for Adobe's successful pivot to a subscription-based business model, fueling long-term stock growth (Business Insider). Netflix: Reed Hastings' transition to an executive chairman role in 2023 allowed Ted Sarandos and Greg Peters to take over as co-CEOs, maintaining Netflix's industry dominance and stabilizing stock performance (Hollywood Reporter). Apple Inc.: Steve Jobs' return to Apple in 1997 marked a turning point for the company. At the time of his departure in 1985, shares were approximately $0.07 (adjusted for stock splits). By late 1998, a year after his return, shares had risen to $0.31, signaling renewed investor confidence ( Investopedia ). Investopedia Investopedia Starbucks: In 2024, Starbucks experienced a challenging year with declining sales and stock value. The appointment of former Chipotle CEO Brian Niccol brought a strategic shift aimed at simplifying operations and revitalizing the brand. This leadership change boosted investor confidence, resulting in a 24% stock surge ( Barron's ). Barron's Barron's Under Armour: The return of founder Kevin Plank as CEO led to a significant stock surge of 20% following stronger-than-expected earnings, indicating early success from leadership changes ( Barron's ). Barron's Barron's Google (Alphabet): When Sundar Pichai took over as CEO from co-founders Larry Page and Sergey Brin in 2019, Alphabet underwent a major transformation. Under his leadership, the company expanded into AI and cloud computing, driving stock performance to new highs ( CNBC ). CNBC CNBC IBM: When Ginni Rometty stepped down as CEO and was replaced by Arvind Krishna in 2020, IBM refocused on cloud computing and AI, leading to a significant stock resurgence ( Forbes ). Forbes Forbes Microsoft: The transition from Steve Ballmer to Satya Nadella in 2014 transformed Microsoft into a cloud-first company, significantly boosting its market value and stock performance ( The Verge ). The Verge The Verge Tesla: When Elon Musk assumed full control of Tesla as CEO, his leadership propelled the company into new markets, securing dominance in electric vehicles and renewable energy solutions, driving stock gains ( Bloomberg ). Bloomberg Bloomberg Yahoo: The appointment of Marissa Mayer as CEO in 2012 led to a brief resurgence in Yahoo's stock price, though long-term struggles persisted. Her leadership underscored the impact a high-profile CEO change can have on investor confidence ( The Guardian ). The Guardian The Guardian Adobe: The transition from Bruce Chizen to Shantanu Narayen in 2007 set the stage for Adobe's successful pivot to a subscription-based business model, fueling long-term stock growth ( Business Insider ). Business Insider Business Insider Netflix: Reed Hastings' transition to an executive chairman role in 2023 allowed Ted Sarandos and Greg Peters to take over as co-CEOs, maintaining Netflix's industry dominance and stabilizing stock performance ( Hollywood Reporter ). Hollywood Reporter Hollywood Reporter Intel's recent leadership change, prompted by a period of underperformance and missed opportunities in the AI sector, marks a decisive inflection point for the company. Historical precedents from companies like Apple, Microsoft, and Adobe demonstrate that such transitions can drive revitalization and substantial stock appreciation when paired with aggressive strategic realignment. Intel's deep-rooted expertise in semiconductor innovation, coupled with its formidable manufacturing infrastructure, provides a strong foundation for resurgence. If the company can successfully leverage AI advancements, expand foundry operations, and capitalize on emerging market demands, it stands to reclaim dominance in a rapidly evolving industry. The leadership shift signals a commitment to transformation, with the potential to position Intel as a frontrunner in next-generation computing and long-term value creation for investors. Additional Resource About the Intel CEO Reboot: Intel CEO Gelsinger's removal raises doubts over turnaround plan HackerNoon Analysis: Why Intel’s CEO Change Matters CNBC: Intel Stock Reaction to CEO Departure The Verge: Microsoft and OpenAI Investment Bloomberg: Intel CEO Exit and Market Impact Level Fields AI: Stock Trends Post CEO Departures Financial Times: Intel’s Future After Leadership Shakeup Forbes: CEO Turnover and Market Performance MarketWatch: How New Leadership Could Boost Intel’s AI Game WSJ: The Broader Implications of Intel’s CEO Transition Intel CEO Gelsinger's removal raises doubts over turnaround plan Intel CEO Gelsinger's removal raises doubts over turnaround plan Intel CEO Gelsinger's removal raises doubts over turnaround plan HackerNoon Analysis: Why Intel’s CEO Change Matters HackerNoon Analysis: Why Intel’s CEO Change Matters HackerNoon Analysis: Why Intel’s CEO Change Matters CNBC: Intel Stock Reaction to CEO Departure CNBC: Intel Stock Reaction to CEO Departure CNBC: Intel Stock Reaction to CEO Departure The Verge: Microsoft and OpenAI Investment The Verge: Microsoft and OpenAI Investment The Verge: Microsoft and OpenAI Investment Bloomberg: Intel CEO Exit and Market Impact Bloomberg: Intel CEO Exit and Market Impact Bloomberg: Intel CEO Exit and Market Impact Level Fields AI: Stock Trends Post CEO Departures Level Fields AI: Stock Trends Post CEO Departures Level Fields AI: Stock Trends Post CEO Departures Financial Times: Intel’s Future After Leadership Shakeup Financial Times: Intel’s Future After Leadership Shakeup Financial Times: Intel’s Future After Leadership Shakeup Forbes: CEO Turnover and Market Performance Forbes: CEO Turnover and Market Performance Forbes: CEO Turnover and Market Performance MarketWatch: How New Leadership Could Boost Intel’s AI Game MarketWatch: How New Leadership Could Boost Intel’s AI Game MarketWatch: How New Leadership Could Boost Intel’s AI Game WSJ: The Broader Implications of Intel’s CEO Transition WSJ: The Broader Implications of Intel’s CEO Transition WSJ: The Broader Implications of Intel’s CEO Transition

With Gelsinger's Departure, Could Intel Be Headed Towards a Stock Surge?

Whisper Wars: Will AI Prompts Become the Secret Recipes of the Future?

Africa's crypto regulation landscape is diverse and dynamic with 54 countries, six major languages, and over 1 billion people. In this article, we explore the most significant events in crypto regulation on the African continent this year. Several countries made moves regarding crypto regulation in 2024, with details of their accomplishments. Nigeria Nigeria is one of the countries that has made major strides in crypto regulation in 2024. Initially, the country took a tough stance towards crypto, the positions of the two regulators differed - the SEC was in favour of legalisation and the Central Bank was in favour of prohibition. Eventually, regulation for the industry emerged in 2022 with SEC’s Digital Assets Rules. But due to high inflation, the country was on the verge of banning cryptocurrencies in the first half of 2024. Criminal cases against Binance employees and the company's withdrawal from the country were part of this campaign. However, crypto ban wasn’t imposed. On August 29, 2024, the country’s Securities and Exchange Commission announced it had granted licenses to two crypto exchanges, Quidax and Busha. Also Nigeria is going to provide a 2024 Tax Bill, which will probably provide regulation for crypto taxation. South Africa South Africa made a big move in crypto regulation this year after FAIS Act approval in 2023. It is a country with the most transparent licensing procedures for crypto entities in Africa and 248 companies licensed as CASPs. Only 9 applications from 430 sent to the local regulator (FSCA) were declined. Also SA has its crypto tax framework. In October 2024, the South African Revenue Service warned South Africans about failing to file their taxes on crypto assets. Mauritius The island nation of Mauritius has been at the forefront of crypto regulation in Africa. Following the passing of the Virtual Assets and Initial Token Offering Services (VAITOS) in 2022, it is the only country in Africa that complies with all forty recommendations of the Financial Action Task Force (FATF). Each year, the country continues to change its legislation to support the crypto sector. For instance, in the 2024/2025 budget speech, the government stated that it plans to introduce a 10-year expert Occupation Permit to attract in its crypto sector. Kenya Like most African countries, Kenya does not have explicit provisions for the crypto sector. However, crypto is not outright banned in the country. The country recently amended its Income Tax Act to include a digital services tax, which can be interpreted to mean a tax on crypto activity. However, there is still no VASP licensing procedure implemented in Kenya. Crypto enthusiasts represented by the Blockchain Association of Kenya (BAK) have sent its version of crypto bill to the local parliament this year. But it has not yet come to a vote in parliament. Seychelles In July 2024, Seychelles passed the Virtual Asset Service Providers Bill 2024, which regulates the activities of token issuers and virtual asset service providers in the country. This law created the first-ever framework for regulating cryptocurrency transactions and licensing VASPs. Cryptocurrency companies operating in Seychelles have until 31 December 2024 to apply for the relevant licence. Morocco During a recent speech at the Regional High-Level Symposium On Financial Stability in Rabat, Morocco, Mr. Abdellatif Jouahri, the Governor of Bank Al-Maghrib stated that the country plans to launch crypto regulation soon. He stated that they were working with the World Bank, and other stakeholders on the draft law. Tanzania In its Finance Act 2024, Tanzania introduced regulation for the crypto sector. Under the new law, non-resident operators of crypto platforms will have to pay a 3% tax when they make payments to Tanzanians. Rwanda A recent report by the Africa News Agency revealed that Rwanda plans to launch crypto regulation in the first quarter of 2025. The effort is being undertaken by Rwanda’s central bank in collaboration with the country’s Capital Market Authority (CMA). Previously, the Rwandan central bank released a research paper on a Central Bank Digital Currency (CBDC). The country’s National Payment System (RNPS) Strategy 2018 – 2024 envisions a cashless society with fiat-based cryptocurrency, and discusses policy measures to make it a reality. Ghana Ghana could be one of the latest entrants in the crypto regulation club of Africa. In August, the country’s central bank released a draft regulation for the crypto sector. The draft rules would allow Ghanaians to transact in crypto. However, the ban on banks from dealing with crypto that was passed in 2023 would remain in place. Ethiopia In June 2024, Ethiopia’s central bank announced that the country’s parliament had passed a new draft regulation. The regulation calls for the establishment of a central bank digital currency (CBDC). If passed, it would make Ethiopia the second African nation to adopt a CBDC after Nigeria. Regulation in Other African Countries Besides the above countries, various regulators, and regional organizations are working on coherent crypto regulation. For instance, Namibia and Botswana have already passed crypto regulations. Botswana passed the Virtual Assets Act, 2022, while Namibia passed the Virtual Assets Act, 2023. The Central African Republic attempted to pass a law to recognize Bitcoin as legal tender a while back. However, the move was thwarted by the COBAC, the regional banking regulator, and pressure from the IMF. Conclusion While several African countries have made huge progress in crypto regulation, a huge chunk of countries on the continent have no crypto regulation or even crypto ban. For instance, in Egypt, all crypto transactions are prohibited. In 2023, the country’s central bank issued its fourth warning regarding the prohibition of crypto activity in the country.  In Uganda, the government has issued a public statement stating that it does not recognize any type of crypto. Its statement added that the government has not regulated any crypto business in the country. Additionally, the government warned that anyone who engages in crypto trading is not protected by the consumer protection laws of the country. Various factors contribute to this problem, which includes political instability. Additionally, low internet access in some countries means that such regulation is not a priority. Besides that, high levels of inflation, and weak financial systems mean that regulators are not incentivized to allow crypto use, which could further destabilize their financial systems. Another factor contributing to the lack of regulation is a need to coordinate with international financial organizations, such as the IMF. A clear example is the Central African Republic, which had to abandon plans to recognize Bitcoin as legal tender. Despite these challenges, Africa has experienced major growth in crypto adoption. As the wave of crypto adoption continues to spread, it could force countries that have ignored the issue so far to take action. I prepared this article in collaboration with Kenyan crypto enthusiast Eric Maina. If you are interested in crypto regulation, please subscribe to my Telegram channel or check crypto regulation country ranking here. Africa's crypto regulation landscape is diverse and dynamic with 54 countries, six major languages, and over 1 billion people. In this article, we explore the most significant events in crypto regulation on the African continent this year. Several countries made moves regarding crypto regulation in 2024, with details of their accomplishments. Nigeria Nigeria is one of the countries that has made major strides in crypto regulation in 2024. Initially, the country took a tough stance towards crypto, the positions of the two regulators differed - the SEC was in favour of legalisation and the Central Bank was in favour of prohibition. Eventually, regulation for the industry emerged in 2022 with SEC’s Digital Assets Rules. But due to high inflation, the country was on the verge of banning cryptocurrencies in the first half of 2024. Criminal cases against Binance employees and the company's withdrawal from the country were part of this campaign. However, crypto ban wasn’t imposed. On August 29, 2024, the country’s Securities and Exchange Commission announced it had granted licenses to two crypto exchanges, Quidax and Busha. Also Nigeria is going to provide a 2024 Tax Bill , which will probably provide regulation for crypto taxation. announced announced 2024 Tax Bill South Africa South Africa made a big move in crypto regulation this year after FAIS Act approval in 2023. It is a country with the most transparent licensing procedures for crypto entities in Africa and 248 companies licensed as CASPs. Only 9 applications from 430 sent to the local regulator (FSCA) were declined. Also SA has its crypto tax framework. In October 2024, the South African Revenue Service warned South Africans about failing to file their taxes on crypto assets. warned warned Mauritius The island nation of Mauritius has been at the forefront of crypto regulation in Africa. Following the passing of the Virtual Assets and Initial Token Offering Services (VAITOS) in 2022, it is the only country in Africa that complies with all forty recommendations of the Financial Action Task Force (FATF). Each year, the country continues to change its legislation to support the crypto sector. For instance, in the 2024/2025 budget speech , the government stated that it plans to introduce a 10-year expert Occupation Permit to attract in its crypto sector. speech speech Kenya Like most African countries, Kenya does not have explicit provisions for the crypto sector. However, crypto is not outright banned in the country. The country recently amended its Income Tax Act to include a digital services tax, which can be interpreted to mean a tax on crypto activity. amended amended However, there is still no VASP licensing procedure implemented in Kenya. Crypto enthusiasts represented by the Blockchain Association of Kenya (BAK) have sent its version of crypto bill to the local parliament this year. But it has not yet come to a vote in parliament. Seychelles In July 2024, Seychelles passed the Virtual Asset Service Providers Bill 2024, which regulates the activities of token issuers and virtual asset service providers in the country. This law created the first-ever framework for regulating cryptocurrency transactions and licensing VASPs. Cryptocurrency companies operating in Seychelles have until 31 December 2024 to apply for the relevant licence. Morocco During a recent speech at the Regional High-Level Symposium On Financial Stability in Rabat, Morocco, Mr. Abdellatif Jouahri, the Governor of Bank Al-Maghrib stated that the country plans to launch crypto regulation soon. He stated that they were working with the World Bank, and other stakeholders on the draft law. speech speech Tanzania In its Finance Act 2024 , Tanzania introduced regulation for the crypto sector. Under the new law, non-resident operators of crypto platforms will have to pay a 3% tax when they make payments to Tanzanians. Finance Act 2024 Finance Act 2024 Rwanda A recent report by the Africa News Agency revealed that Rwanda plans to launch crypto regulation in the first quarter of 2025. The effort is being undertaken by Rwanda’s central bank in collaboration with the country’s Capital Market Authority (CMA). report report Previously, the Rwandan central bank released a research paper on a Central Bank Digital Currency (CBDC). The country’s National Payment System (RNPS) Strategy 2018 – 2024 envisions a cashless society with fiat-based cryptocurrency, and discusses policy measures to make it a reality. research paper research paper National Payment System (RNPS) Strategy 2018 – 2024 National Payment System (RNPS) Strategy 2018 – 2024 Ghana Ghana could be one of the latest entrants in the crypto regulation club of Africa. In August, the country’s central bank released a draft regulation for the crypto sector. The draft rules would allow Ghanaians to transact in crypto. However, the ban on banks from dealing with crypto that was passed in 2023 would remain in place. draft regulation draft regulation Ethiopia In June 2024, Ethiopia’s central bank announced that the country’s parliament had passed a new draft regulation. The regulation calls for the establishment of a central bank digital currency (CBDC). If passed, it would make Ethiopia the second African nation to adopt a CBDC after Nigeria. announced announced Regulation in Other African Countries Besides the above countries, various regulators, and regional organizations are working on coherent crypto regulation. For instance, Namibia and Botswana have already passed crypto regulations. Botswana passed the Virtual Assets Act, 2022 , while Namibia passed the Virtual Assets Act, 2023. The Central African Republic attempted to pass a law to recognize Bitcoin as legal tender a while back. However, the move was thwarted by the COBAC, the regional banking regulator, and pressure from the IMF . Virtual Assets Act, 2022 Virtual Assets Act, 2022 Virtual Assets Act, 2023. The Central African Republic attempted to pass a law to recognize Bitcoin as legal tender a while back. However, the move was thwarted by the COBAC, the regional banking regulator, and pressure from the Virtual Assets Act, 2023. IMF Conclusion While several African countries have made huge progress in crypto regulation, a huge chunk of countries on the continent have no crypto regulation or even crypto ban. For instance, in Egypt, all crypto transactions are prohibited. In 2023, the country’s central bank issued its fourth warning regarding the prohibition of crypto activity in the country.  In Uganda, the government has issued a public statement stating that it does not recognize any type of crypto. Its statement added that the government has not regulated any crypto business in the country. Additionally, the government warned that anyone who engages in crypto trading is not protected by the consumer protection laws of the country. warning warning statement statement Various factors contribute to this problem, which includes political instability. Additionally, low internet access in some countries means that such regulation is not a priority. Besides that, high levels of inflation, and weak financial systems mean that regulators are not incentivized to allow crypto use, which could further destabilize their financial systems. Another factor contributing to the lack of regulation is a need to coordinate with international financial organizations, such as the IMF. A clear example is the Central African Republic, which had to abandon plans to recognize Bitcoin as legal tender. Despite these challenges, Africa has experienced major growth in crypto adoption. As the wave of crypto adoption continues to spread, it could force countries that have ignored the issue so far to take action. I prepared this article in collaboration with Kenyan crypto enthusiast Eric Maina. If you are interested in crypto regulation, please subscribe to my Telegram channel or check crypto regulation country ranking here . Telegram channel Telegram channel here here

How Is Crypto Regulation Shaping Up In The 2nd Largest Continent in the World?

¿Cómo se perfila la regulación de las criptomonedas en el segundo continente más grande del mundo?

چگونه مقررات رمزنگاری در دومین قاره بزرگ جهان شکل می گیرد؟

दुनिया के दूसरे सबसे बड़े महाद्वीप में क्रिप्टो विनियमन कैसे आकार ले रहा है?

Bagaimana Regulasi Kripto Terbentuk di Benua Terbesar ke-2 di Dunia?

世界で 2 番目に大きい大陸で暗号通貨規制はどのように形成されつつあるのでしょうか?

Kā tiek veidota kriptovalūtu regulēšana 2. lielākajā kontinentā pasaulē?

Taolo ya Crypto e Bopa Bjang Kontinenteng ya Bo-2 e Kgolo Lefaseng?

Como a regulamentação das criptomoedas está se desenvolvendo no segundo maior continente do mundo?

ලොව 2 වන විශාලතම මහාද්වීපය තුළ ක්‍රිප්ටෝ නියාමනය හැඩගැසෙන්නේ කෙසේද?

กฎเกณฑ์ด้าน Crypto จะเป็นอย่างไรในทวีปที่ใหญ่เป็นอันดับ 2 ของโลก?

Quy định về tiền điện tử đang diễn ra như thế nào tại châu lục lớn thứ 2 thế giới?

世界第二大洲的加密监管情况如何？

Table of Links Abstract and 1. Introduction 2 The Original GPT4All Model 2.1 Data Collection and Curation 2.2 Model Training, 2.3 Model Access and 2.4 Model Evaluation 3 From a Model to an Ecosystem 3.1 GPT4All-J: Repository Growth and the implications of the LLaMA License 3.2 GPT4All-Snoozy: the Emergence of the GPT4All Ecosystem 3.3 The Current State of GPT4All 4 The Future of GPT4All Limitations and References Limitations By enabling access to large language models, the GPT4All project also inherits many of the ethical concerns associated with generative models. Principal among these is the concern that unfiltered language models like GPT4All enable malicious users to generate content that could be harmful and dangerous (e.g., instructions on building bioweapons). While we recognize this risk, we also acknowledge the risk of concentrating this technology in the hands of a limited number of increasingly secretive research groups. We believe that the risk of focusing on the benefits of language model technology significantly outweighs the risk of misuse, and hence we prefer to make the technology as widely available as possible. Finally, we realize the challenge in assigning credit for large-scale open source initiatives. We make a first attempt at fair credit assignment by explicitly including the GPT4All open source developers as authors on this work, but recognize that this is insufficient fully characterize everyone involved in the GPT4All effort. Furthermore, we acknowledge the difficulty in citing open source works that do not necessarily have standardized citations, and do our best in this paper to provide URLs to projects whenever possible. We encourage further research in the area of open source credit assignment, and hope to be able to support some of this research ourselves in the future. References Nomic AI. 2023. Atlas. https://atlas.nomic.ai/. Ebtesam Almazrouei, Hamza Alobeidli, Abdulaziz Alshamsi, Alessandro Cappelli, Ruxandra Cojocaru, Merouane Debbah, Etienne Goffinet, Daniel Heslow, Julien Launay, Quentin Malartic, Badreddine Noune, Baptiste Pannier, and Guilherme Penedo. 2023. Falcon-40B: an open large language model with state-of-the-art performance. Yuvanesh Anand, Zach Nussbaum, Brandon Duderstadt, Benjamin Schmidt, and Andriy Mulyar. 2023. Gpt4all: Training an assistant-style chatbot with large scale data distillation from gpt-3.5-turbo. https://github.com/nomic-ai/gpt4all. BBC News. 2023. Chatgpt banned in italy over privacy concerns. BBC News. Stella Biderman, Hailey Schoelkopf, Quentin Anthony, Herbie Bradley, Kyle O’Brien, Eric Hallahan, Mohammad Aflah Khan, Shivanshu Purohit, USVSN Sai Prashanth, Edward Raff, Aviya Skowron, Lintang Sutawika, and Oskar van der Wal. 2023. Pythia: A suite for analyzing large language models across training and scaling. Harrison Chase. 2022. langchain. https://github. com/langchain-ai/langchain. Mike Conover, Matt Hayes, Ankit Mathur, Xiangrui Meng, Jianwei Xie, Jun Wan, Ali Ghodsi, Patrick Wendell, and Matei Zaharia. 2023a. Hello dolly: Democratizing the magic of chatgpt with open models. Mike Conover, Matt Hayes, Ankit Mathur, Jianwei Xie, Jun Wan, Sam Shah, Ali Ghodsi, Patrick Wendell, Matei Zaharia, and Reynold Xin. 2023b. Free dolly: Introducing the world’s first truly open instructiontuned llm. Xinyang Geng, Arnav Gudibande, Hao Liu, Eric Wallace, Pieter Abbeel, Sergey Levine, and Dawn Song. 2023. Koala: A dialogue model for academic research. Blog post. Edward J. Hu, Yelong Shen, Phillip Wallis, Zeyuan Allen-Zhu, Yuanzhi Li, Shean Wang, Lu Wang, and Weizhu Chen. 2021. Lora: Low-rank adaptation of large language models. imartinez. 2023. privategpt. https://github.com/ imartinez/privateGPT. Oscar Leo. 2023. GitHub: The Fastest Growing Repositories of All Time. Robert McMillan. 2023. A meta platforms leak put powerful ai in the hands of everyone. The Wall Street Journal. MindsDB. 2023. Mindsdb. https://github.com/ mindsdb/mindsdb. GitHub repository. MosaicML-Team. 2023. Introducing mpt-7b: A new standard for open-source, commercially usable llms. Accessed: 2023-08-07. Nous-Research. 2023a. gpt4-x-vicuna-13b. https://huggingface.co/NousResearch/ gpt4-x-vicuna-13b. Model on Hugging Face. Nous-Research. 2023b. Nous-hermes-13b. https://huggingface.co/NousResearch/ Nous-Hermes-13b. Model on Hugging Face. Nous-Research. 2023c. Nous-hermes-llama-2-7b. https://huggingface.co/NousResearch/ Nous-Hermes-llama-2-7b. Model on Hugging Face. Nous-Research. 2023d. Redmond-puffin-13b. https://huggingface.co/NousResearch/ Redmond-Puffin-13B. Model on Hugging Face. OpenAI. 2023. Gpt-4 technical report. Victor Sanh, Albert Webson, Colin Raffel, Stephen H. Bach, Lintang Sutawika, Zaid Alyafeai, Antoine Chaffin, Arnaud Stiegler, Teven Le Scao, Arun Raja, Manan Dey, M Saiful Bari, Canwen Xu, Urmish Thakker, Shanya Sharma Sharma, Eliza Szczechla, Taewoon Kim, Gunjan Chhablani, Nihal Nayak, Debajyoti Datta, Jonathan Chang, Mike Tian-Jian Jiang, Han Wang, Matteo Manica, Sheng Shen, Zheng Xin Yong, Harshit Pandey, Rachel Bawden, Thomas Wang, Trishala Neeraj, Jos Rozen, Abheesht Sharma, Andrea Santilli, Thibault Fevry, Jason Alan Fries, Ryan Teehan, Stella Biderman, Leo Gao, Tali Bers, Thomas Wolf, and Alexander M. Rush. 2021. Multitask prompted training enables zero-shot task generalization. Stability-AI. 2023. Stablelm. https://github.com/ Stability-AI/StableLM. GitHub repository. StanGirard. 2023. quivr. https://github.com/ StanGirard/quivr. GitHub repository. Rohan Taori, Ishaan Gulrajani, Tianyi Zhang, Yann Dubois, Xuechen Li, Carlos Guestrin, Percy Liang, and Tatsunori B. Hashimoto. 2023. Stanford alpaca: An instruction-following llama model. https:// github.com/tatsu-lab/stanford_alpaca. Hugo Touvron, Thibaut Lavril, Gautier Izacard, Xavier Martinet, Marie-Anne Lachaux, Timothée Lacroix, Baptiste Rozière, Naman Goyal, Eric Hambro, Faisal Azhar, Aurelien Rodriguez, Armand Joulin, Edouard Grave, and Guillaume Lample. 2023. Llama: Open and efficient foundation language models. The Verge. 2023. Meta’s powerful ai language model has leaked online — what happens now? The Verge. James Vincent. 2023. As an ai generated language model: The phrase that shows how ai is polluting the web. The Verge. Ben Wang and Aran Komatsuzaki. 2021. GPT-J-6B: A 6 Billion Parameter Autoregressive Language Model. https://github.com/kingoflolz/ mesh-transformer-jax. Eric J. Wang. 2023. alpaca-lora. https://github. com/tloen/alpaca-lora. GitHub repository. Yizhong Wang, Yeganeh Kordi, Swaroop Mishra, Alisa Liu, Noah A. Smith, Daniel Khashabi, and Hannaneh Hajishirzi. 2023. Self-instruct: Aligning language models with self-generated instructions. Can Xu, Qingfeng Sun, Kai Zheng, Xiubo Geng, Pu Zhao, Jiazhan Feng, Chongyang Tao, and Daxin Jiang. 2023. Wizardlm: Empowering large language models to follow complex instructions. Lianmin Zheng, Wei-Lin Chiang, Ying Sheng, Siyuan Zhuang, Zhanghao Wu, Yonghao Zhuang, Zi Lin, Zhuohan Li, Dacheng Li, Eric. P Xing, Hao Zhang, Joseph E. Gonzalez, and Ion Stoica. 2023. Judging llm-as-a-judge with mt-bench and chatbot arena. This paper is available on arxiv under CC BY 4.0 DEED license. Authors:
(1) Yuvanesh Anand, Nomic AI, yuvanesh@nomic.ai;
(2) Zach Nussbaum, Nomic AI, zach@nomic.ai;
(3) Adam Treat, Nomic AI, adam@nomic.ai;
(4) Aaron Miller, Nomic AI, aaron@nomic.ai;
(5) Richard Guo, Nomic AI, richard@nomic.ai;
(6) Ben Schmidt, Nomic AI, ben@nomic.ai;
(7) GPT4All Community, Planet Earth;
(8) Brandon Duderstadt, Nomic AI, brandon@nomic.ai with Shared Senior Authorship;
(9) Andriy Mulyar, Nomic AI, andriy@nomic.ai with Shared Senior Authorship. Table of Links Abstract and 1. Introduction Abstract and 1. Introduction 2 The Original GPT4All Model 2 The Original GPT4All Model 2.1 Data Collection and Curation 2.2 Model Training, 2.3 Model Access and 2.4 Model Evaluation 2.2 Model Training, 2.3 Model Access and 2.4 Model Evaluation 3 From a Model to an Ecosystem 3.1 GPT4All-J: Repository Growth and the implications of the LLaMA License 3.1 GPT4All-J: Repository Growth and the implications of the LLaMA License 3.2 GPT4All-Snoozy: the Emergence of the GPT4All Ecosystem 3.2 GPT4All-Snoozy: the Emergence of the GPT4All Ecosystem 3.3 The Current State of GPT4All 3.3 The Current State of GPT4All 4 The Future of GPT4All 4 The Future of GPT4All Limitations and References Limitations and References Limitations By enabling access to large language models, the GPT4All project also inherits many of the ethical concerns associated with generative models. Principal among these is the concern that unfiltered language models like GPT4All enable malicious users to generate content that could be harmful and dangerous (e.g., instructions on building bioweapons). While we recognize this risk, we also acknowledge the risk of concentrating this technology in the hands of a limited number of increasingly secretive research groups. We believe that the risk of focusing on the benefits of language model technology significantly outweighs the risk of misuse, and hence we prefer to make the technology as widely available as possible. Finally, we realize the challenge in assigning credit for large-scale open source initiatives. We make a first attempt at fair credit assignment by explicitly including the GPT4All open source developers as authors on this work, but recognize that this is insufficient fully characterize everyone involved in the GPT4All effort. Furthermore, we acknowledge the difficulty in citing open source works that do not necessarily have standardized citations, and do our best in this paper to provide URLs to projects whenever possible. We encourage further research in the area of open source credit assignment, and hope to be able to support some of this research ourselves in the future. References Nomic AI. 2023. Atlas. https://atlas.nomic.ai/. Ebtesam Almazrouei, Hamza Alobeidli, Abdulaziz Alshamsi, Alessandro Cappelli, Ruxandra Cojocaru, Merouane Debbah, Etienne Goffinet, Daniel Heslow, Julien Launay, Quentin Malartic, Badreddine Noune, Baptiste Pannier, and Guilherme Penedo. 2023. Falcon-40B: an open large language model with state-of-the-art performance. Yuvanesh Anand, Zach Nussbaum, Brandon Duderstadt, Benjamin Schmidt, and Andriy Mulyar. 2023. Gpt4all: Training an assistant-style chatbot with large scale data distillation from gpt-3.5-turbo. https://github.com/nomic-ai/gpt4all. BBC News. 2023. Chatgpt banned in italy over privacy concerns. BBC News. Stella Biderman, Hailey Schoelkopf, Quentin Anthony, Herbie Bradley, Kyle O’Brien, Eric Hallahan, Mohammad Aflah Khan, Shivanshu Purohit, USVSN Sai Prashanth, Edward Raff, Aviya Skowron, Lintang Sutawika, and Oskar van der Wal. 2023. Pythia: A suite for analyzing large language models across training and scaling. Harrison Chase. 2022. langchain. https://github. com/langchain-ai/langchain. Mike Conover, Matt Hayes, Ankit Mathur, Xiangrui Meng, Jianwei Xie, Jun Wan, Ali Ghodsi, Patrick Wendell, and Matei Zaharia. 2023a. Hello dolly: Democratizing the magic of chatgpt with open models. Mike Conover, Matt Hayes, Ankit Mathur, Jianwei Xie, Jun Wan, Sam Shah, Ali Ghodsi, Patrick Wendell, Matei Zaharia, and Reynold Xin. 2023b. Free dolly: Introducing the world’s first truly open instructiontuned llm. Xinyang Geng, Arnav Gudibande, Hao Liu, Eric Wallace, Pieter Abbeel, Sergey Levine, and Dawn Song. 2023. Koala: A dialogue model for academic research. Blog post. Edward J. Hu, Yelong Shen, Phillip Wallis, Zeyuan Allen-Zhu, Yuanzhi Li, Shean Wang, Lu Wang, and Weizhu Chen. 2021. Lora: Low-rank adaptation of large language models. imartinez. 2023. privategpt. https://github.com/ imartinez/privateGPT. Oscar Leo. 2023. GitHub: The Fastest Growing Repositories of All Time. Robert McMillan. 2023. A meta platforms leak put powerful ai in the hands of everyone. The Wall Street Journal. MindsDB. 2023. Mindsdb. https://github.com/ mindsdb/mindsdb. GitHub repository. MosaicML-Team. 2023. Introducing mpt-7b: A new standard for open-source, commercially usable llms. Accessed: 2023-08-07. Nous-Research. 2023a. gpt4-x-vicuna-13b. https://huggingface.co/NousResearch/ gpt4-x-vicuna-13b. Model on Hugging Face. Nous-Research. 2023b. Nous-hermes-13b. https://huggingface.co/NousResearch/ Nous-Hermes-13b. Model on Hugging Face. Nous-Research. 2023c. Nous-hermes-llama-2-7b. https://huggingface.co/NousResearch/ Nous-Hermes-llama-2-7b. Model on Hugging Face. Nous-Research. 2023d. Redmond-puffin-13b. https://huggingface.co/NousResearch/ Redmond-Puffin-13B. Model on Hugging Face. OpenAI. 2023. Gpt-4 technical report. Victor Sanh, Albert Webson, Colin Raffel, Stephen H. Bach, Lintang Sutawika, Zaid Alyafeai, Antoine Chaffin, Arnaud Stiegler, Teven Le Scao, Arun Raja, Manan Dey, M Saiful Bari, Canwen Xu, Urmish Thakker, Shanya Sharma Sharma, Eliza Szczechla, Taewoon Kim, Gunjan Chhablani, Nihal Nayak, Debajyoti Datta, Jonathan Chang, Mike Tian-Jian Jiang, Han Wang, Matteo Manica, Sheng Shen, Zheng Xin Yong, Harshit Pandey, Rachel Bawden, Thomas Wang, Trishala Neeraj, Jos Rozen, Abheesht Sharma, Andrea Santilli, Thibault Fevry, Jason Alan Fries, Ryan Teehan, Stella Biderman, Leo Gao, Tali Bers, Thomas Wolf, and Alexander M. Rush. 2021. Multitask prompted training enables zero-shot task generalization. Stability-AI. 2023. Stablelm. https://github.com/ Stability-AI/StableLM. GitHub repository. StanGirard. 2023. quivr. https://github.com/ StanGirard/quivr. GitHub repository. Rohan Taori, Ishaan Gulrajani, Tianyi Zhang, Yann Dubois, Xuechen Li, Carlos Guestrin, Percy Liang, and Tatsunori B. Hashimoto. 2023. Stanford alpaca: An instruction-following llama model. https:// github.com/tatsu-lab/stanford_alpaca. Hugo Touvron, Thibaut Lavril, Gautier Izacard, Xavier Martinet, Marie-Anne Lachaux, Timothée Lacroix, Baptiste Rozière, Naman Goyal, Eric Hambro, Faisal Azhar, Aurelien Rodriguez, Armand Joulin, Edouard Grave, and Guillaume Lample. 2023. Llama: Open and efficient foundation language models. The Verge. 2023. Meta’s powerful ai language model has leaked online — what happens now? The Verge. James Vincent. 2023. As an ai generated language model: The phrase that shows how ai is polluting the web. The Verge. Ben Wang and Aran Komatsuzaki. 2021. GPT-J-6B: A 6 Billion Parameter Autoregressive Language Model. https://github.com/kingoflolz/ mesh-transformer-jax. Eric J. Wang. 2023. alpaca-lora. https://github. com/tloen/alpaca-lora. GitHub repository. Yizhong Wang, Yeganeh Kordi, Swaroop Mishra, Alisa Liu, Noah A. Smith, Daniel Khashabi, and Hannaneh Hajishirzi. 2023. Self-instruct: Aligning language models with self-generated instructions. Can Xu, Qingfeng Sun, Kai Zheng, Xiubo Geng, Pu Zhao, Jiazhan Feng, Chongyang Tao, and Daxin Jiang. 2023. Wizardlm: Empowering large language models to follow complex instructions. Lianmin Zheng, Wei-Lin Chiang, Ying Sheng, Siyuan Zhuang, Zhanghao Wu, Yonghao Zhuang, Zi Lin, Zhuohan Li, Dacheng Li, Eric. P Xing, Hao Zhang, Joseph E. Gonzalez, and Ion Stoica. 2023. Judging llm-as-a-judge with mt-bench and chatbot arena. This paper is available on arxiv under CC BY 4.0 DEED license. This paper is available on arxiv under CC BY 4.0 DEED license. available on arxiv Authors: (1) Yuvanesh Anand, Nomic AI, yuvanesh@nomic.ai; (2) Zach Nussbaum, Nomic AI, zach@nomic.ai; (3) Adam Treat, Nomic AI, adam@nomic.ai; (4) Aaron Miller, Nomic AI, aaron@nomic.ai; (5) Richard Guo, Nomic AI, richard@nomic.ai; (6) Ben Schmidt, Nomic AI, ben@nomic.ai; (7) GPT4All Community, Planet Earth; (8) Brandon Duderstadt, Nomic AI, brandon@nomic.ai with Shared Senior Authorship; (9) Andriy Mulyar, Nomic AI, andriy@nomic.ai with Shared Senior Authorship. Authors: Authors: (1) Yuvanesh Anand, Nomic AI, yuvanesh@nomic.ai; (2) Zach Nussbaum, Nomic AI, zach@nomic.ai; (3) Adam Treat, Nomic AI, adam@nomic.ai; (4) Aaron Miller, Nomic AI, aaron@nomic.ai; (5) Richard Guo, Nomic AI, richard@nomic.ai; (6) Ben Schmidt, Nomic AI, ben@nomic.ai; (7) GPT4All Community, Planet Earth; (8) Brandon Duderstadt, Nomic AI, brandon@nomic.ai with Shared Senior Authorship; (9) Andriy Mulyar, Nomic AI, andriy@nomic.ai with Shared Senior Authorship.

GPT4All: Limitations and References

Telehealth has reshaped the medical sector. Ever since the COVID-19 pandemic, platforms enabling remote access to healthcare services have skyrocketed, and they’re likely not going away any time soon. The telemedicine market was worth almost $72 billion in 2022, and experts predict it will surpass $244 billion by 2032. What does all this growth mean for patients and providers involved in the medical field? While some factors are uncertain, you can expect five telehealth trends in 2025 and beyond. 1. Increased AI Integration Like many sectors, telehealth will see several changes from artificial intelligence (AI) in the coming years. The medical industry in general will benefit from AI integration, but the efficiency-focused and data-driven field of telemedicine is particularly prone to disruption. Virtual nursing assistants are one of the biggest areas of growth, predicted to account for 26.4% of all revenue within the AI of the telehealth market. These advanced chatbots can talk to patients about their symptoms before connecting them to a human doctor, ensuring everyone gets immediate help around the clock. Some may also make notes for doctors to review for faster, more accurate diagnoses. Other companies may use AI to monitor patient data for insight into developing conditions. Such analysis would expand personalized care, which typically leads to better health outcomes. While medical AI still has a long way to go before it reaches its full potential, 2025 could see significant progress in this field. 2. Greater Support for Wearables Wearables and accompanying telemedicine apps are expected to take several steps forward in 2025. Telehealth and wearables pair together naturally, as the latter provides real-time data to improve the former’s offerings. This market may be on the verge of significant expansion thanks to recent breakthroughs. In May 2024, the Apple Watch became the first digital device to gain FDA clearance as a Medical Device Development Tool (MDDT). Organizations can use MDDTs in clinical trials. Now that a consumer-grade device meets this standard, telehealth and related wearables could play a key role in ongoing research. Apple receiving FDA approval further cements wearables’ usefulness as medical devices, making advanced telemedicine services more accessible. 3. Legal Challenges to Expanded Coverage While some areas of telehealth have a bright future in the next year, others face rising uncertainty. Several pre-pandemic Medicare limitations will take effect again in 2025, making telemedicine coverage less accessible for some patients. Most notably, Medicare will no longer cover telehealth services outside of rural areas or zones with a shortage of health professionals. Thankfully, these patients — who often need telemedicine the most — will retain coverage. For others, many of whom prefer virtual care even when in-person visits are possible, the regulatory change may limit their options. Mental health care has no geographic limits, and private insurers may still offer support, but these restrictions may hinder the explosive growth telehealth platforms have enjoyed over the past few years. 4. Continued Growth for Telepharmacy Applications As coverage for general telehealth applications wanes, telepharmacy support is expanding. Telepharmacy deals with remotely prescribing and distributing medication. This small but significant part of the industry will reach new heights in 2025. In November 2024, the Drug Enforcement Administration expanded current telepharmacy flexibilities, allowing doctors to digitally prescribe controlled substances through December 31, 2025. It’s the third consecutive year of such extensions, painting a promising future for remote pharmaceutical systems. Many people need prescription medications, but fewer can access or feel comfortable going to a pharmacy. Expanding the ability for providers to use telecommunications apps for this purpose means more patients could easily obtain their supplies. The shift particularly benefits fast-growing medication segments like GLP-1 weight loss treatments. 5. Growing Emphasis on Privacy and Security Finally, the telehealth sector will renew its emphasis on cybersecurity and data privacy. 2024 was a challenging year for healthcare security, peaking with the Change Healthcare ransomware attack in February, which directly impacted thousands of patients in the U.S. After such a massive incident, standards will likely rise for digital health platforms. Whether new legislation tightens cybersecurity controls is unclear, as legal changes take time. However, social and investor pressure to secure telehealth platforms will almost certainly rise. Telemedicine companies can differentiate themselves in 2025 and beyond by citing advanced cybersecurity controls. As more businesses pursue this, defense standards across the industry will heighten. Telehealth Faces Significant Changes in 2025 and Beyond The coming year has much in store for telehealth providers and patients. Many of these changes are beneficial. Others will prove challenging. Regardless of the outcome, one thing is certain — telemedicine tomorrow will look different than today. Both challenges and opportunities present chances for the telehealth sector to mature. As companies navigate changing shifts in 2025, they could take healthcare to new heights. Telehealth has reshaped the medical sector. Ever since the COVID-19 pandemic, platforms enabling remote access to healthcare services have skyrocketed, and they’re likely not going away any time soon. Telehealth has reshaped the medical sector. Ever since the COVID-19 pandemic, platforms enabling remote access to healthcare services have skyrocketed, and they’re likely not going away any time soon. The telemedicine market was worth almost $72 billion in 2022 , and experts predict it will surpass $244 billion by 2032. What does all this growth mean for patients and providers involved in the medical field? While some factors are uncertain, you can expect five telehealth trends in 2025 and beyond. $72 billion in 2022 $72 billion in 2022 1. Increased AI Integration Like many sectors, telehealth will see several changes from artificial intelligence (AI) in the coming years. The medical industry in general will benefit from AI integration, but the efficiency-focused and data-driven field of telemedicine is particularly prone to disruption. Virtual nursing assistants are one of the biggest areas of growth, predicted to account for 26.4% of all revenue within the AI of the telehealth market. These advanced chatbots can talk to patients about their symptoms before connecting them to a human doctor, ensuring everyone gets immediate help around the clock. Some may also make notes for doctors to review for faster, more accurate diagnoses. 26.4% of all revenue 26.4% of all revenue Other companies may use AI to monitor patient data for insight into developing conditions. Such analysis would expand personalized care, which typically leads to better health outcomes. While medical AI still has a long way to go before it reaches its full potential, 2025 could see significant progress in this field. 2. Greater Support for Wearables Greater Support for Wearables Wearables and accompanying telemedicine apps are expected to take several steps forward in 2025. Telehealth and wearables pair together naturally, as the latter provides real-time data to improve the former’s offerings. This market may be on the verge of significant expansion thanks to recent breakthroughs. In May 2024, the Apple Watch became the first digital device to gain FDA clearance as a Medical Device Development Tool (MDDT). the first digital device the first digital device Organizations can use MDDTs in clinical trials. Now that a consumer-grade device meets this standard, telehealth and related wearables could play a key role in ongoing research. Apple receiving FDA approval further cements wearables’ usefulness as medical devices, making advanced telemedicine services more accessible. 3. Legal Challenges to Expanded Coverage While some areas of telehealth have a bright future in the next year, others face rising uncertainty. Several pre-pandemic Medicare limitations will take effect again in 2025 , making telemedicine coverage less accessible for some patients. will take effect again in 2025 will take effect again in 2025 Most notably, Medicare will no longer cover telehealth services outside of rural areas or zones with a shortage of health professionals. Thankfully, these patients — who often need telemedicine the most — will retain coverage. For others, many of whom prefer virtual care even when in-person visits are possible, the regulatory change may limit their options. many of whom prefer virtual care many of whom prefer virtual care Mental health care has no geographic limits, and private insurers may still offer support, but these restrictions may hinder the explosive growth telehealth platforms have enjoyed over the past few years. 4. Continued Growth for Telepharmacy Applications Continued Growth for Telepharmacy Applications As coverage for general telehealth applications wanes, telepharmacy support is expanding. Telepharmacy deals with remotely prescribing and distributing medication. This small but significant part of the industry will reach new heights in 2025. In November 2024, the Drug Enforcement Administration expanded current telepharmacy flexibilities , allowing doctors to digitally prescribe controlled substances through December 31, 2025. It’s the third consecutive year of such extensions, painting a promising future for remote pharmaceutical systems. expanded current telepharmacy flexibilities expanded current telepharmacy flexibilities Many people need prescription medications, but fewer can access or feel comfortable going to a pharmacy. Expanding the ability for providers to use telecommunications apps for this purpose means more patients could easily obtain their supplies. The shift particularly benefits fast-growing medication segments like GLP-1 weight loss treatments. 5. Growing Emphasis on Privacy and Security Finally, the telehealth sector will renew its emphasis on cybersecurity and data privacy. 2024 was a challenging year for healthcare security, peaking with the Change Healthcare ransomware attack in February, which directly impacted thousands of patients in the U.S. After such a massive incident, standards will likely rise for digital health platforms. directly impacted thousands of patients directly impacted thousands of patients Whether new legislation tightens cybersecurity controls is unclear, as legal changes take time. However, social and investor pressure to secure telehealth platforms will almost certainly rise. Telemedicine companies can differentiate themselves in 2025 and beyond by citing advanced cybersecurity controls. As more businesses pursue this, defense standards across the industry will heighten. Telehealth Faces Significant Changes in 2025 and Beyond The coming year has much in store for telehealth providers and patients. Many of these changes are beneficial. Others will prove challenging. Regardless of the outcome, one thing is certain — telemedicine tomorrow will look different than today. Both challenges and opportunities present chances for the telehealth sector to mature. As companies navigate changing shifts in 2025, they could take healthcare to new heights.

What to Expect From Telehealth in 2025

You can’t make this stuff up. So, here I am doing my thing on LinkedIn. I put so much thought into my posts. Turns out the best-performing one is a meme⁉️ So much for value, quality, and insights. C'mon... I posted this one in one of the LinkedIn groups requiring previous admin approval and got 100K+ impressions and 200+ engagements in 48 hours. OK. So, this is how it works. If you have a small number of followers and connections, you only stand a chance by posting in LinkedIn groups. It is what it is. Moving on. So, I don’t know how, when, and where, but I stumbled upon the AI “hallucinations” phenomenon, I just couldn’t stop thinking about it. I thought to myself, that’s a nice one to post on LinkedIn and spark a discussion in some of the groups that are mainly about artificial intelligence. I did my own research, and I found the simplest explanation. I already have a “Question For Group” in my head. Now, all that’s left to do is to find an appropriate illustration. I’m on my phone. You know, not making a big deal about it. I’m just curious what the legit AI experts have to say about it on LinkedIn. While I was searching, I stumbled upon a funny meme. I liked it. I used it. So, I had all three elements for a LinkedIn post: An interesting question,
A brief, but great quote to give the context, and
A funny-looking illustration (meme). I wasn’t expecting much in terms of engagement or impressions. I really wanted to learn more about these so-called AI “hallucinations.” The next thing I knew, not only this post but all of my previous posts in all of these AI-related LinkedIn groups were gone. It didn’t take me long to realize that I was banned and removed from these groups. I wanted to know why. So, I posted again in some other AI LinkedIn groups the same question and quote BUT WITHOUT A MEME. Guess what? No problem. It’s still there. So, if it’s not the question, and it’s not The Verge’s definition of AI “hallucinations,” it has to be the meme that got me in trouble on LinkedIn. Again, I was on my phone, and I was searching for the first one available (relevant). So, what’s wrong with this picture (meme)? Please enlighten me. Maybe, I’m missing something. I didn’t come up with this question, but I like it. It made me wonder: is it the meme’s question that’s the problem or who’s asking this question? In this case, a raptor from Jurassic Park. If you see a lizard person, then you’re hallucinating. Look, you don’t have to be an AI expert to know that artificial intelligence still has a long way to go in both development and adoption. Yes, it’s not perfect. Yes, it’s potentially dangerous. Yes, it’s making mistakes, but it’s a work in progress. I have to add, an impressive one and at a mind-blowing speed. I’m not being AI-brutal because I’m AI-neutral. Let’s sit and wait for what’s waiting for us on an AI’s plate. I don’t know about you, but this whole thing is laughable to me. AI “hallucinations” took me back right away to the iconic movies, such as “Fear and Loathing in Las Vegas” with Johnny Depp and Benicio Del Toro. Now that I mentioned it, I have to rewatch it. What about AI “hallucinations?” I don’t know, and honestly, I don’t care. Let all those AI Top Voices on LinkedIn keep their heads wrapping about it while I enjoy revisiting a timeless movie classic. You can’t make this stuff up. So, here I am doing my thing on LinkedIn. I put so much thought into my posts. Turns out the best-performing one is a meme⁉️ So much for value, quality, and insights. C'mon... I posted this one in one of the LinkedIn groups requiring previous admin approval and got 100K+ impressions and 200+ engagements in 48 hours. OK. So, this is how it works. If you have a small number of followers and connections, you only stand a chance by posting in LinkedIn groups. It is what it is. Moving on. So, I don’t know how, when, and where, but I stumbled upon the AI “hallucinations” phenomenon, I just couldn’t stop thinking about it. I thought to myself, that’s a nice one to post on LinkedIn and spark a discussion in some of the groups that are mainly about artificial intelligence. I did my own research, and I found the simplest explanation. I already have a “Question For Group” in my head. Now, all that’s left to do is to find an appropriate illustration. I’m on my phone. You know, not making a big deal about it. I’m just curious what the legit AI experts have to say about it on LinkedIn. While I was searching, I stumbled upon a funny meme. I liked it. I used it. So, I had all three elements for a LinkedIn post: An interesting question, A brief, but great quote to give the context, and A funny-looking illustration (meme). An interesting question, A brief, but great quote to give the context, and A funny-looking illustration (meme). I wasn’t expecting much in terms of engagement or impressions. I really wanted to learn more about these so-called AI “hallucinations.” The next thing I knew, not only this post but all of my previous posts in all of these AI-related LinkedIn groups were gone. It didn’t take me long to realize that I was banned and removed from these groups. I wanted to know why. So, I posted again in some other AI LinkedIn groups the same question and quote BUT WITHOUT A MEME. Guess what? No problem. It’s still there. So, if it’s not the question, and it’s not The Verge’s definition of AI “hallucinations,” it has to be the meme that got me in trouble on LinkedIn. Again, I was on my phone, and I was searching for the first one available (relevant). So, what’s wrong with this picture (meme)? Please enlighten me. Maybe, I’m missing something. I didn’t come up with this question, but I like it. It made me wonder: is it the meme’s question that’s the problem or who’s asking this question? In this case, a raptor from Jurassic Park. If you see a lizard person, then you’re hallucinating. Look, you don’t have to be an AI expert to know that artificial intelligence still has a long way to go in both development and adoption. Yes, it’s not perfect. Yes, it’s potentially dangerous. Yes, it’s making mistakes, but it’s a work in progress. I have to add, an impressive one and at a mind-blowing speed. I’m not being AI-brutal because I’m AI-neutral. Let’s sit and wait for what’s waiting for us on an AI’s plate. I don’t know about you, but this whole thing is laughable to me. AI “hallucinations” took me back right away to the iconic movies, such as “Fear and Loathing in Las Vegas” with Johnny Depp and Benicio Del Toro. Now that I mentioned it, I have to rewatch it. What about AI “hallucinations?” I don’t know, and honestly, I don’t care. Let all those AI Top Voices on LinkedIn keep their heads wrapping about it while I enjoy revisiting a timeless movie classic.

AI "Hallucination" Post Got Me Banned in All Artificial Intelligence Groups on LinkedIn

Apple’s Siri has long been the iPhone’s trusted voice assistant, helping users with weather updates, reminders, and directions. But in the AI arms race, Siri has struggled to keep pace with conversational powerhouses like OpenAI’s ChatGPT and Google’s Gemini. A significant change might be on the horizon, as Apple is reportedly working on a new version of Siri powered by large language models (LLMs). Internally referred to as "LLM Siri," this upgrade could transform the way users interact with their devices. What We Know So Far According to a recent Bloomberg report, Apple’s advanced Siri version is scheduled for release in 2026, with an official announcement expected as early as 2025. While the full rollout might take years, some features could arrive sooner. iOS users may see incremental updates that bridge the gap between today’s Siri and its future LLM-powered counterpart. The revamped Siri is expected to handle complex, multi-step tasks, including navigating third-party apps and delivering more conversational responses. This contrasts sharply with Siri’s current limitations, which often leave users reaching for rival apps to complete advanced queries or tasks. Why It Matters Voice assistants have become a central aspect of the mobile ecosystem, but the rise of advanced AI tools like ChatGPT has shifted expectations. ChatGPT, which landed on iOS in May 2023, already integrates cutting-edge capabilities such as history synchronization and voice input powered by Whisper, OpenAI’s speech recognition technology (OpenAI Blog). With Gemini rumored to join the platform soon, Apple faces mounting pressure to maintain Siri's relevance. Integrating LLMs into Siri could open the door to more personalized and proactive interactions. Imagine Siri scheduling your day, booking travel, or managing third-party apps—all without the need for specific commands. However, this move also raises questions about Apple’s relationships with companies like Alphabet (the parent company of Google) and OpenAI, especially as these platforms gain more traction on iOS. The Broader AI Landscape Apple isn’t alone in its pursuit of smarter AI. Google recently launched Gemini, its next-generation conversational AI, and Microsoft has integrated OpenAI’s models into Bing. While Apple has been relatively quiet about its AI advancements, the company is undoubtedly investing heavily in this area. Earlier this year, reports suggested Apple spent millions daily on training its AI models (The Verge). This competition isn’t just about who can build the smartest assistant; it’s also about shaping the future of AI monetization. Enhanced AI tools could generate billions in new revenue streams through app integrations, subscriptions, and services, as highlighted in Barron’s. What’s Next for Apple and Siri? While "LLM Siri" promises a major leap forward, Apple’s traditional approach to product secrecy leaves much unknown. Will Siri’s enhancements be tied exclusively to iPhones, or will we see broader integrations across Apple’s ecosystem, from Macs to wearables? And more importantly, can it match—or surpass—the user experience offered by ChatGPT and Gemini? For now, Apple is playing the long game. The arrival of ChatGPT and potentially Gemini on iOS devices will challenge Siri to evolve rapidly. Whether "LLM Siri" delivers on its promise will ultimately depend on how Apple balances innovation with user trust and privacy—two cornerstones of its brand ethos. What are your thoughts on Apple’s plans for Siri? Is "LLM Siri" the upgrade it needs to stay competitive, or has the AI train already left the station? Let us know in the comments! References: Apple Prepares Siri for AI Overhaul (Bloomberg)
Introducing ChatGPT for iOS (OpenAI)
Apple’s AI Efforts Intensify (The Verge)
Apple AI Revenue Potential (Barron’s) Apple’s Siri has long been the iPhone’s trusted voice assistant, helping users with weather updates, reminders, and directions. But in the AI arms race, Siri has struggled to keep pace with conversational powerhouses like OpenAI’s ChatGPT and Google’s Gemini. A significant change might be on the horizon, as Apple is reportedly working on a new version of Siri powered by large language models (LLMs). Internally referred to as "LLM Siri," this upgrade could transform the way users interact with their devices. What We Know So Far What We Know So Far According to a recent Bloomberg report , Apple’s advanced Siri version is scheduled for release in 2026, with an official announcement expected as early as 2025. While the full rollout might take years, some features could arrive sooner. iOS users may see incremental updates that bridge the gap between today’s Siri and its future LLM-powered counterpart. Bloomberg report The revamped Siri is expected to handle complex, multi-step tasks, including navigating third-party apps and delivering more conversational responses. This contrasts sharply with Siri’s current limitations, which often leave users reaching for rival apps to complete advanced queries or tasks. Why It Matters Why It Matters Voice assistants have become a central aspect of the mobile ecosystem, but the rise of advanced AI tools like ChatGPT has shifted expectations. ChatGPT, which landed on iOS in May 2023, already integrates cutting-edge capabilities such as history synchronization and voice input powered by Whisper, OpenAI’s speech recognition technology ( OpenAI Blog ). OpenAI Blog With Gemini rumored to join the platform soon, Apple faces mounting pressure to maintain Siri's relevance. Integrating LLMs into Siri could open the door to more personalized and proactive interactions. Imagine Siri scheduling your day, booking travel, or managing third-party apps—all without the need for specific commands. However, this move also raises questions about Apple’s relationships with companies like Alphabet (the parent company of Google) and OpenAI, especially as these platforms gain more traction on iOS. The Broader AI Landscape The Broader AI Landscape Apple isn’t alone in its pursuit of smarter AI. Google recently launched Gemini, its next-generation conversational AI, and Microsoft has integrated OpenAI’s models into Bing. While Apple has been relatively quiet about its AI advancements, the company is undoubtedly investing heavily in this area. Earlier this year, reports suggested Apple spent millions daily on training its AI models ( The Verge ). The Verge This competition isn’t just about who can build the smartest assistant; it’s also about shaping the future of AI monetization. Enhanced AI tools could generate billions in new revenue streams through app integrations, subscriptions, and services, as highlighted in Barron’s . Barron’s What’s Next for Apple and Siri? What’s Next for Apple and Siri? While "LLM Siri" promises a major leap forward, Apple’s traditional approach to product secrecy leaves much unknown. Will Siri’s enhancements be tied exclusively to iPhones, or will we see broader integrations across Apple’s ecosystem, from Macs to wearables? And more importantly, can it match—or surpass—the user experience offered by ChatGPT and Gemini? For now, Apple is playing the long game. The arrival of ChatGPT and potentially Gemini on iOS devices will challenge Siri to evolve rapidly. Whether "LLM Siri" delivers on its promise will ultimately depend on how Apple balances innovation with user trust and privacy—two cornerstones of its brand ethos. What are your thoughts on Apple’s plans for Siri? Is "LLM Siri" the upgrade it needs to stay competitive, or has the AI train already left the station? Let us know in the comments! References: References: Apple Prepares Siri for AI Overhaul (Bloomberg) Introducing ChatGPT for iOS (OpenAI) Apple’s AI Efforts Intensify (The Verge) Apple AI Revenue Potential (Barron’s) Apple Prepares Siri for AI Overhaul (Bloomberg) Apple Prepares Siri for AI Overhaul (Bloomberg) Introducing ChatGPT for iOS (OpenAI) Introducing ChatGPT for iOS (OpenAI) Apple’s AI Efforts Intensify (The Verge) Apple’s AI Efforts Intensify (The Verge) Apple AI Revenue Potential (Barron’s) Apple AI Revenue Potential (Barron’s)

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